Essential Businesses Exempt from Connecticut’s One-Month Shutdown. Essential businesses not subject to Connecticut’s one-month business shutdown include multiple industries beyond hospitals, grocers, and gas stations: Legal and accounting service providers Insurance companies Construction companies Maintenance companies for residential and commercial properties including sanitation, landscaping, and pest control services Child care providers Vendors of goods and … Read More
We Are Here To Serve
Categories: General, NewsWE ARE HERE TO SERVE These are challenging times. Executive Orders are being issued daily. State and local edicts are coming fast and furious. Access to courts and government services have been reduced or severely limited. We are all hunkering down in response to the spread of the COVID-19 virus. These changes are challenging for … Read More
All Things “e”
Categories: Real EstateAll Things “e” In order to talk “cyber,” the world had to create a new vernacular to describe new electronic documents and processes, especially those surrounding real estate transactions, which have historically been paper intensive. Below are some definitions that may prove helpful as we go through the next decade in real estate. eClosing: The … Read More
Real Estate News
Categories: Real EstateREAL ESTATE NEWS Courtesy of: Samuel LaRosa, III, Mortgage Loan Officer, Savings Bank of Danbury December 17, 2019 Generation Z, which comprises the youngest potential consumers in the housing market, is bullish on homeownership. Freddie Mac researchers conducted a survey of consumers ages 14 to 23 and found they tend to have more positive … Read More
An Act Concerning Real Estate Closings
Categories: Real EstateAN ACT CONCERNING REAL ESTATE CLOSINGS The Connecticut Senate and the House of Representatives recently enacted Senate Bill No. 320 – An Act Concerning Real Estate Closings – which prohibits any person from conducting a real estate closing who is not admitted as an attorney in the State of Connecticut. For the purposes of this … Read More
What Every First Time Home Buyer Needs to Know
Categories: Real EstateWhat Every First Time Home Buyer Needs to Know Here’s what every first-time home buyer needs to know to dive into house hunting with confidence. Whether it’s getting a mortgage, choosing a real estate agent, shopping for a home, or making a down payment, here are the “need-to-knows” for first time home buyers. What can … Read More
Connecticut Legislature Passes Overhaul of Connecticut Trust Law
Categories: Wills Trusts EstatesConnecticut Legislature Passes Overhaul of Connecticut Trust Law Published by The National Law Review Article By: Leonard Leader Michael T. Clear Veronica R.S. Bauer Robert W. Benjamin Karen L. Clute Daniel L. Daniels Effective January 1, 2020, there will be significant changes to Connecticut law concerning the formation, administration and termination of trusts. The recently … Read More
Interest Rates Vary Based on Individual Credit Scores
Categories: Real EstateInterest Rates Vary Based on Individual Credit Scores When home buyers are looking around for the best interest rates for home loans, they may wonder why they aren’t quoted the same rates they see advertised online or by lenders. Lenders usually advertise the best interest rates available only to their borrowers with the highest credit … Read More
Proximity to Public Transportation Makes a Difference
Categories: Real EstateProximity to Public Transportation Makes a Difference Neighborhoods located within a half-mile of public transit services outperformed those farther from public transit based on a number of factors, according to a report released by the National Association of REALTORS® and the American Public Transportation Association. The report shows commercial and residential real estate sales thrive … Read More
Happiness – Create Your Own
Categories: GeneralHappiness – Create Your Own “Happy” according to Dictionary.com, is “characterized by or indicative of pleasure, contentment, or joy.” Among the various definitions in Merriam Webster: “effective, or well adapted; enjoying or characterized by well-being and contentment.” “Happy” has been in the English lexicon since the 14th century, and describes a feeling most of us … Read More